Industries We Serve in California
Every industry carries its own risks. We write Business Owners Policy, Workers' Compensation and Commercial Auto for California businesses, and we know how those coverages apply to the work you actually do. Pick your industry below.
Your agent: Javier Calvo
- Licensed California agent — CA License #0L69621
- Hablamos español / Bilingual service
- Local office in Murrieta, CA
Contractors & Construction Trades
Contracting is physical work with real exposure on every job. A crew member gets hurt on a ladder. A customer's property is damaged mid-project. A loaded work truck is in a freeway accident. General contractors and clients also ask for certificates of insurance before you can start, so the right coverage is often what stands between you and the job.
See coverage for this industryRestaurants & Food Service
Restaurants run on thin margins and constant motion. Hot equipment, sharp tools, wet floors, customers coming and going, spoiled inventory after a power outage, a delivery driver in a fender bender. Any one of these can turn into a bill that lands on the owner.
See coverage for this industryRetail Stores
A retail store lives on its inventory and its foot traffic. A customer slips on a wet floor. A break-in empties the stockroom. A fire or burst pipe closes the shop for weeks. Landlords usually require proof of insurance, and the landlord's policy doesn't cover what's inside your space.
See coverage for this industryLandscaping & Lawn Care
Landscaping is physical work done on other people's property, with crews, trucks and equipment moving from job to job. A worker is hurt operating machinery. A rock through a client's window. A trailer of mowers and tools stolen overnight. The risk travels with every route.
See coverage for this industryAuto Repair Shops
An auto repair shop combines a busy workplace, expensive equipment and other people's vehicles on the premises. A technician is hurt under a lift. A fire damages the shop and everything in it. An employee is in an accident on a test drive or a parts run.
See coverage for this industryCleaning & Janitorial Services
Cleaning crews work inside other people's homes and businesses, often after hours, with chemicals, equipment and keys to the premises. Something gets damaged or goes missing at a client's site. An employee slips on a freshly mopped floor. A van full of equipment is in an accident between jobs.
See coverage for this industryProfessional Offices
A professional office looks low-risk until something happens. A client trips in the lobby. A water leak ruins computers and files. An employee is hurt at work. A fire closes the office and the income stops with it. Landlords usually require proof of insurance, and the building's policy doesn't cover what's inside your suite.
See coverage for this industry
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