CCalvo InsuranceCalifornia

Insurance for Cleaning & Janitorial Services in California

Get a QuoteCall (951) 383-3000
Javier Calvo, commercial insurance agent in Murrieta, California

Your agent: Javier Calvo

  • Licensed California agent — CA License #0L69621
  • Hablamos español / Bilingual service
  • Local office in Murrieta, CA
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Cleaning crews work inside other people's homes and businesses, often after hours, with chemicals, equipment and keys to the premises. Something gets damaged or goes missing at a client's site. An employee slips on a freshly mopped floor. A van full of equipment is in an accident between jobs.

We insure California cleaning and janitorial businesses with three coverages: Business Owners Policy, Workers' Compensation and Commercial Auto. Clients often ask for proof of insurance before handing over the keys, and we can help you get it — in English or Spanish.

How our three coverages fit

  • Business Owners Policy

    A Business Owners Policy can help cover your equipment and supplies, plus general liability if your work damages a client's property — the coverage clients usually ask to see before you start, depending on the policy.

    See coverage

  • Workers' Compensation

    Cleaning is physical work with slips, strains and chemical exposure. California generally requires workers' comp for businesses with employees, and it can help cover medical care and lost wages when an employee is hurt.

    See coverage

  • Commercial Auto Insurance

    Vans and cars carrying crews and equipment between jobs usually need commercial auto — personal policies often exclude business use.

    See coverage

Common questions

My clients ask for a certificate of insurance — can you provide one?
Yes. Once your policies are in place we can issue certificates showing your coverage to clients who require them before you start work.
What if something is damaged at a client's property?
That's the general liability side of a Business Owners Policy — it can help cover damage your work causes to a client's property, depending on the policy.
Do I need workers' comp for a small cleaning crew?
California generally requires workers' compensation from your first employee, part-time included. Tell us about your crew and we'll confirm how it applies.
Are my employees covered driving between jobs?
Business vehicles used between job sites are what commercial auto is written for. If employees drive their own cars for work, ask us about hired and non-owned auto coverage.

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10 years serving California businesses, bilingual service, no obligation.