CCalvo InsuranceCalifornia

Insurance for Landscaping Businesses in California

Get a QuoteCall (951) 383-3000
Javier Calvo, commercial insurance agent in Murrieta, California

Your agent: Javier Calvo

  • Licensed California agent — CA License #0L69621
  • Hablamos español / Bilingual service
  • Local office in Murrieta, CA
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Landscaping is physical work done on other people's property, with crews, trucks and equipment moving from job to job. A worker is hurt operating machinery. A rock through a client's window. A trailer of mowers and tools stolen overnight. The risk travels with every route.

We insure California landscaping and lawn care businesses with three coverages: Workers' Compensation, Commercial Auto and Business Owners Policy. We know how carriers look at landscaping crews, and we handle everything in English or Spanish.

How our three coverages fit

  • Business Owners Policy

    A Business Owners Policy can help cover your equipment and general liability if your work damages a client's property, depending on the policy.

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  • Workers' Compensation

    Crews doing physical work with machinery see real injury exposure. California generally requires workers' comp for businesses with employees, and it can help cover medical care and lost wages when a crew member is hurt.

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  • Commercial Auto Insurance

    Trucks and trailers carrying mowers and equipment usually need commercial auto — personal policies often exclude business use. It can help cover liability and damage to your vehicles, depending on the policy.

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Common questions

Do landscapers in California need workers' comp?
California generally requires workers' compensation for any business with employees, and landscaping is physical work where injuries happen. Tell us about your crew and we'll walk you through it.
Is my equipment covered if it's stolen from a job site or trailer?
Equipment can be covered depending on how the policy is written, including property taken off-site. It's one of the first things we review for landscaping businesses.
What if my work damages a client's property?
That's the general liability side of a Business Owners Policy — it can help cover damage your work causes to someone else's property, depending on the policy.
Can I insure my truck and trailer together?
Yes. Commercial auto can be written for the trucks and trailers your business uses. Tell us what you run and we'll quote it together.

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10 years serving California businesses, bilingual service, no obligation.